The best of free personal finance software is listed below, whether you want to manage money online or on your computer desktop. You may want to check out our picks for free personal tax preparation software. Chances are that you are reading this article because you prefer Mac or PC desktop financial software.

Yodlee is one of the oldest and most comprehensive online money management programs. Yodlee differs from most of the other tools listed.

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ClearCheckbook is an extremely easy to use online checkbook register and money management tool. Balance your checkbook, view spending reports, set a budget, track your bills and more.

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Contrary to what you might see online or in the media, the federal government does not offer grants or "free money" to individuals to start a business, or cover personal expenses. However, the government offers federal benefit programs designed to help individuals and families in need become self-sufficient or lower their expenses.

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