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The cheapest alternative is to pay down principal by adding extra payments every month. Here’s a payoff scenario, courtesy of Bankrate.com’s mortgage calculator: If I added $200 a month to principal,

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The mortgage calculator with taxes and insurance estimates your monthly home mortgage payment and shows amortization table. The loan calculator estimates your car, auto, moto or student loan payments, shows amortization schedule and charts.

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This free mortgage calculator is – a home loan calculating tool that automatically determines the effect of a change in one of the variables in a mortgage agreement. The variables taken into consideration are namely, property purchase price, downpayment, loan term, interest rate and date of first payment.

The mortgage calculator offers an amortization schedule. Use Bankrate.com’s free tools, expert analysis, and award-winning content to make smarter financial decisions. explore personal finance topics including credit cards, investments, identity. Bankrate.com’s mortgage loan calculator can help you factor in PITI and HOA fees. You also can.