Calculate the APR (Annual Percentage Rate) of a loan with pre-paid or added finance charges.

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The APR calculator makes itself to be useful to a great extent, as it is the calculator which finds APR or the effective annual percentage rate for a loan now let that be a car loan or the fixed mortgage or any other kind of loan.

Remember that APR is, at the moment, a slightly vague term, so the way I calculate APR may be slightly different to the way your loan company calculates APR. However the results should give you a pretty near approximation of your loan terms. To find out how I calculate monthly payments see the FAQ

Annual percentage rate (APR) explains the cost of borrowing, and it’s particularly useful for credit cards and mortgage loans. apr quotes your cost as a percentage of the loan amount that you pay each year. For example, if your loan has an APR of 10 percent, you would pay \$10 per \$100 you borrow annually.

Calculator Use. This basic APR Calculator finds the effective annual percentage rate (APR) for a loan such as a mortgage, car loan, or any fixed rate loan. The APR is the stated interest rate of the loan averaged over 12 months. Input your loan amount, interest rate, loan term, and financing fees to find the APR for the loan.

Calculate compound interest on your savings or investments and discover how much your money could increase over time. Using the compound interest formula, you can determine the growth your money might make with regular deposits or withdrawals. This calculator includes daily, monthly, quarterly and yearly compounding.

Credit Card Calculator.. Enter your APR % This rate of interest determines how much it costs for you to borrow on the credit card. You should be able to find it on your statement, usually in a summary box on the back. Unless you have changed cards recently, it’s likely to be between about 14.

Disclaimer. Whilst every effort has been made in building these compound interest calculators, we are not to be held liable for any special, incidental, indirect or consequential damages or monetary losses of any kind arising out of or in connection with the use of the calculator tools and information derived from the web site.